Credit Learning Byte Quiz EP2: Average Bank Balance Please enable JavaScript in your browser to complete this form.Employee ID *Employee Name *1. A borrower gives a scanned passbook (not a PDF). How is the ABB calculated? *Daily average balance calculated by BSAAverage of balances on the 5th, 10th, 15th, 20th and 25th of each monthBalance on the last day of each monthHighest balance of the year2. Which of the following is allowed under the Banking Program's account eligibility norms? *Clubbing 4 savings accountsUsing a Cash Credit account balanceClubbing up to 3 Savings/Current accounts, each at least 12 months oldUsing an Overdraft account that is 2 years old3. Under the Assessment Oriented Program (AOP), what is the minimum ABB required for AOP 2? *₹5,000₹10,000₹20,000₹40,0004. Which of these credits is NOT counted in the ABB? *Regular customer payments from the trading businessCredit of loan proceedsRegular business receipts from salesMonthly business collections5. Under the Normal Income/Salaried Program, what is the minimum ABB required for a proposed EMI of ₹40,000? *₹10,000₹20,000₹40,000₹26,800Submit
